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The Ins and Outs of Auto Insurance 
 
by J. Edward Casteele July 08, 2005

Where is my policy valid?

American auto insurance policies are good anywhere in the United States, Mexico, or Canada. Some policies differ a bit on coverage in certain states, however, and liability laws in Mexico tend to be a little different than those in the US. If you’re traveling overseas or to South America, then you might want to look into getting insurance in the country that you’ve traveled to for the duration of your visit since insurance laws vary from country to country. When traveling out of the country, is usually best to rent a car and pay the additional amount for insurance through the rental agency… that way you know that the policy you have is valid in the area you’re in, and should the worst come to pass the place that you rented the car from will take care of all of the details.

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